Find your perfect loan.
I match each client with the program that fits their goals, budget, and situation.
Not government-backed, conventional loans offer lower overall costs for qualified buyers. With strong credit and 20% down, you avoid PMI and get the best rates.
FHA loans are backed by the government and designed to help buyers with lower credit scores or limited savings.
VA loans offer zero down payment and no PMI for eligible veterans and active-duty service members.
Jumbo loans are designed for high-value properties that exceed standard lending limits.
Refinancing helps you lower monthly payments or access equity in your home.
Compare loan programs.
| Feature | Conventional | FHA | VA | Jumbo |
|---|---|---|---|---|
| Min. Down Payment | 3% | 3.5% | 0% | 10–20% |
| Min. Credit Score | 620 | 580 | ~620 | 700+ |
| PMI Required | If <20% down | Yes (MIP) | Never | Varies |
| Government Backed | No | Yes (FHA) | Yes (VA) | No |
| Loan Limit | $766,550 | $498,257 | No limit | Above limits |
| First-Time Buyers | Yes | Yes | Yes | Qualified |
| Investment Property | Yes | No | NO | Yes |
| Military Required | NO | No | Yes | NO |
Estimate your
monthly payment.
Use this quick calculator for a ballpark figure. Then reach out for your actual personalized quote — which accounts for your credit score, taxes, insurance, and more.