.creds-sec { padding: var(--pad-section); background: var(--fog); border-top: 1px solid var(--border); }

.creds-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; margin-top: 48px; }

.cred-card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 32px 24px 28px;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: all .25s;
}

/* gold bottom bar on hover */
.cred-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s ease;
}
.cred-card:hover::after { transform: scaleX(1); }
.cred-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); border-color: transparent; }

/* ghost number top-right */
.cred-num {
  font-family: var(--font-display);
  font-size: 60px;
  font-weight: 400;
  color: var(--navy);
  opacity: 0.05;
  position: absolute;
  top: 10px; right: 16px;
  line-height: 1;
  pointer-events: none;
  user-select: none;
}

/* navy icon box */
.cred-icon-box {
  width: 50px; height: 50px;
  background: var(--navy);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  margin-bottom: 18px;
}

.cred-title { font-weight: 700; font-size: 15px; color: var(--navy); margin-bottom: 7px; }
.cred-desc { font-size: 13px; color: var(--muted); line-height: 1.65; }
/* ── Responsive ──────────────────────────────────────────────── */


@media(max-width: 860px) {
  .p-card { position: static; }
  .creds-grid { grid-template-columns: 1fr 1fr; }
  .values-grid { grid-template-columns: 1fr; }
}

@media(max-width: 500px) {
  .creds-grid { grid-template-columns: 1fr 1fr; }
}